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27 Jan What is USAT (USAt)? Posted at 14:58h in Education by Maria Lobusova USAt is a US-regulated, dollar-backed stablecoin created by Tether specifically for the American market. Issued by Anchorage Digital Bank — the first and only federally chartered crypto bank — with reserves managed by Cantor Fitzgerald, USAt maintains a 1:1 peg to the US dollar fully backed by high-quality liquid reserves.  Built specifically for businesses, creators, institutions and consumers, USAt aims to become the foundational rail for the next generation of American commerce, trade and finance, setting a new benchmark for compliance and accessibility for the US…

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Cloud costs have a sneaky way of ballooning. One month, the bill looks normal, and the next, you’re chasing a spike with no clear owner or explanation. That’s why I put together this guide to the best cloud cost management software for 2026, because the bigger headache isn’t just overspending, it’s finding out too late what’s driving it.

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A lot of us might assume that most homes that are destroyed by wildfires were in obvious, high fire-risk areas, like on the edge of forests that frequently burn. But wildfires are a faster-growing and much closer threat than we may realize — burning in places that rarely used to see them.For instance, many homes that remain in the neighborhoods that burned in the historic Los Angeles wildfires last year are still considered as having “low risk” in assessments from the Federal Emergency Management Agency (FEMA) despite the charred remains of their neighbors showing how vulnerable they might be to…

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Bitcoin is struggling to avoid a fourth consecutive monthly decline as the cryptocurrency market grapples with a fundamental shift in momentum that has left most investors underwater.Data from CryptoSlate indicate that the largest digital asset declined by nearly 7% over the last 24 hours to $82,513.According to CoinGlass data, long traders speculating on the BTC price were liquidated for more than $750 million during the shock price collapse. This is the highest level of losses for this cohort of traders since last November.Bitcoin Price Liquidation in the Last 24 Hours (Source: CoinGlass)Consequently, BTC is on course to suffer its fourth…

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If you’re looking for a way to earn interest on your crypto or traditional currency holdings, Wirex X-Accounts offer flexible options designed to match different saving styles and time horizons. Whether you want full access to your funds, a balanced approach, or higher long-term returns, there’s an X-Account type built for your needs. This guide explains the three X-Account types — Flexible, Plus, and Fixed — so you can decide which one suits you best. What Are Wirex X-Accounts? X-Accounts are an interest-earning feature within Wirex that allow you to grow eligible crypto and fiat balances over time. Depending on the account type you…

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When managing payroll, using the right apps can simplify tasks considerably. Options like Rippling, Workful, and Zoho Payroll offer features such as in-app communication and location-based access control. Meanwhile, Gusto and ADP RUN improve user experience with mobile access, allowing you to manage your payroll on the go. As you explore the variety of payroll solutions available, you’ll find tools that not just streamline processes but additionally improve transparency and employee engagement. Key Takeaways Rippling offers a user-friendly mobile app for employees to access payroll details, tax filings, and compliance updates easily. Gusto automates tax calculations, providing dedicated support for…

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Las Vegas Sands, which owns properties worldwide, posts a strong Q4 and full-year, but Sands China sees dip. The net revenue of the company was $3.65 billion, compared to $2.90 billion in the prior year quarter. The operating income was $707 million, compared to $590 million in the prior year quarter. In the fourth quarter of 2025, the net income reached $448 million, growing on the $392 million in the fourth quarter of 2024. The full year operating income was $2.82 billion (up from $2.40 billion last year). The company predominantly owns properties in Macao and Singapore, with these including…

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A crypto analyst has provided a new update on the XRP price, highlighting its role as a systemically important liquidity asset. According to the pundit, its price dynamics go beyond the typical crypto speculation, emphasizing its value as a foundational financial tool for global liquidity, settlement, and treasury management.  XRP Price Signals Value Beyond Crypto Speculation On January 27, crypto analyst and investor Rob Cunningham shared a new take on the XRP price that challenges conventional crypto thinking. He emphasized that the question of XRP’s value is not primarily about crypto speculation but about balance sheets, liquidity, and risk management.…

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Two meme coins, PIPPIN crypto and Pudgy Penguins, PENGU, are causing medium hype among the meme coin lovers . Why? Well, Pippin recently crossed the $500 million market cap mark after a powerful daily run, while Pengu continues to draw steady volume, and a 8% price increment, thanks to its NFT roots and brand strength. $PIPPIN is up 60% in the last 24 hours What did I miss? pic.twitter.com/Cf4UeKrtGD — Aisar (@aisarcore) January 28, 2026 Their combined performance has traders watching closely: Is this the early sign of another meme coin cycle heating up? Let’s look at what’s actually happening.…

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Buy now, pay later (BNPL) services have moved far beyond financing large purchases. In 2025, consumers used BNPL options for everyday expenses like food delivery, coffee, clothing, and groceries. While this shift may seem convenient, it signals growing financial strain and raises concerns about consumer debt, repayment risk, and long-term financial stability. Understanding how BNPL works, who uses it, and where it creates risk is essential as these services become more embedded in daily spending. For that reason, CreditNinja examined how BNPL services can contribute to financial strain. Key Takeaways BNPL is increasingly used for everyday purchases, not just large…

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